My Cheshbon

Your CheshbonIQ Report Card

A score built entirely from your transactions and your own estimate — nothing generic.

Your CheshbonIQ Score

49 / 100

This is fixable, and the numbers show exactly where. Spending is running close to income and recurring charges are heavier than they need to be. Start with the easy wins below.

Spending Control100

0% of spending is discretionary

Savings Rate0

0.0% of income kept

Recurring Expenses40

0/mo is fixed or recurring

Budget Accuracy50

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Income vs Expenses4

You spend 120% of what you earn

Financial Consistency100

Month-to-month spending stability

You thought

$0/mo

Actual

$0/mo

Difference

+$0

Perception vs. reality

Your estimate next to what the statements say.

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What you're doing well

  • You're paying essentially no bank or card fees. Keep it that way.

Where your money is going

  • Housing: $0/month — 0% of your spending.
  • Groceries: $0/month — 0% of your spending.
  • Restaurants / Takeout: $0/month — 0% of your spending.
  • Shopping: $0/month — 0% of your spending.
  • Transportation: $0/month — 0% of your spending.

Biggest budget surprises

Nothing here yet.

Easy wins

Nothing here yet.

Needs attention

The findings with the largest dollar impact.

Nothing urgent flagged in this period.