Perception vs. reality budgeting
Know where your money really goes.
Most budgets fail because they're built on what we think we spend. CheshbonIQ starts with your honest guess, then reads your actual transactions and shows you the difference.
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The CheshbonIQ Reveal
You thought you were spending
$7,320/mo
You're actually spending
$9,164/mo
Difference
+$1,844 every month
That's $22,128 a year you haven't accounted for.
STEP 1
Guess first
Tell us what you think you earn and spend each month. No peeking at the data.
STEP 2
Upload reality
Drop in 3 months of checking, savings and credit card statements.
STEP 3
The reveal
See perception vs. reality, category by category, dollar by dollar.
STEP 4
The plan
Found money, an action checklist, goals and a 12-month forecast.